| |
| |
|
Personal Finance Information |
|
|
|
10 Steps to Take if You Are a Victim of Identity Theft
There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information. The Boston Globe and Newsweek have both covered Identity theft this month telling us how important it is for us to educate ourselves on preventing and protecting ourselves from this type of robbery. Identity theft can happen anytime, anywhere and to anyone, individuals or businesses. Everyone must be educated and aware so it can be avoided. Michael Blanchard, US Postal Inspector says postal money orders and business or certified checks are one way you can be at risk. Most identity theft involves the U.S. Mail which is why the U.S. Postal Inspection Service is a lead agency in investigating Identity Theft. Identity Theft is a criminal offense. What can I do if I am already a victim of ID theft? ? Contact the fraud departments of the three major credit bureaus, to place a fraud alert on your credit file. ? Close all accounts that have been affected and request copies of fraud-dispute forms and complete and return immediately. Keep copies! ? File a police report in each jurisdiction the theft occurred ? Send copies of the report to your creditors or anyone that requires proof of the crime ? File a complaint with the FTC (800-IDTHEFT or www.consumer.gov/idtheft) and Post Office ? Contact the Identity Theft Resource center at 858-693-7935 or www.idtheftcenter.org ? Request a new driver's license from the state of motor vehicles and have a fraud report attached to your driving record. ? Notify check-verification firms about any fraudulent checks: International check service 800-526-5380 ? Call 1-888-CALL-FCC and file a complaint. ? Change your passwords and PIN immediately. Michelle Dunn has over 17 years experience in credit and debt collection. She is the founder of Never Dunn Publishing, LLC, is a writer, consultant and the Editorial Advisor for Eli Financial Debt Collection Compliance Alert Newsletter. Michelle started M.A.D. Collection Agency and ran is successfully for 7 years. She owns and runs Credit & Collections.com a free online community for credit and business professionals. She has written 5 books in her Collecting Money Series and is currently writing a book for the Streetwise Series, part of the Adams Media Corporation. For more information on Michelle's services or to order any of her books please email her at michelle@michelledunn.com or visit http://www.michelledunn.com & http://www.credit-and-collections.com
MORE RESOURCES:
Personal-Finance - Google News |
|
|
|
RELATED ARTICLES
The Magic Of Compound Interest Christians are called to be good stewards of God's resources. A steward can be described as someone who manages the resources of another. Budgeting Before Buying With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their money before buying a new home. The Origins of Check Writing People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old?In ancient times the most popular form of money exchange was the trade. How To Protect Yourself Against Identity Theft Identity theft is a serious crime that continues to grow. If you become a victim of identity theft, you may spend months, or years, trying to repair the damage. Financial Readiness: Preparing for BRAC (Base Realignment And Closing) The recommendations for military base closings have been released and the news is not good. If the recommendations are accepted, you will lose your job. Personal Loans For Homeowners - One Of The Numerous Rewards For Being A Homeowner You no longer look at the pictures of homes cause you yourself bought one. Well, you know how you got that, it was a huge investment. Why We Are Never Satisfied with What We Have I have to admit, I do it too. I complain. Make or Break Your Retirement! The Prudential has dubbed those who refuse to leave home as "kippers" or "kids in parents' pockets eroding retirement savings". Recent research concludes 6. Save On Food - Ten Tips To save on food, be an opportunist. Buy what you like, but buy on sale. How to Save Money in a Grocery Store Now there are ways to save money in the grocery store, and they may or may not take much effort on your part to learn some great ways to save money. Your greater savings can often be found in the perishable departments of a grocery store. 7 Simple Ways To Save Money Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes - a good thing - but saving money on everyday items. Here are seven simple ways you can save money:1. Check Facts and Figures Are you a check fanatic? Don't worry, you aren't alone. Millions of consumers write checks every year. If I Had a Structured Settlement, I Would Use It to Pay for Gas Has anyone been to the gas pumps lately? Soon $3 a gallon will be the asking price and we'll either have to become cyclists or create some additional income. I plan to do both of course because you can balance thrift and greed pretty well as you ride your bike to work. Top 10+ Ways to Jumpstart your New Year's Finances! Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. Can You Afford Not To Look After Your Personal Finances? Investing is a subject a lot of people don't want to think about. And there is good reason for that. Adverse Debt Levels Blight UK Consumers Personal Finances Debt levels are at an all time high in the UK. The younger generation tend to be feeling the pinch the most, but parents are increasingly being required to bail them out, often at great expense to their own limited mortgage or retirement savings. Dramatically Improve Your Stock Trading Success Get Access to Realistic profitable strategies & discover the mindset to dramatically improve trading success.* Avoid those confusing "cookie cutter" technical analysis tips and tricks that you can read anywhere else for free. Safely Save for Your Childs University Studies Using An Education IRA! This investment retirement account (IRA) is useful to you as an investor to understand because it may be a good way for you to save for your kid's education AND save on taxes. These plans are now called Coverdell Education Savings Accounts in honor of the late U. What is ChexSystems? Commonly referred to as the first of the three major "Check Systems" in the U.S. How to Draw a Personal Budget that Works Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.
|
| home | site map | Privacy Policy |
| © 2006 |
