Personal Finance Information

Personal Finance Information

How to Choose Wisely a Credit Card


So, you've made the decision to apply for a credit card. It's an important step for any consumer.

Budgeting Before Buying


With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their money before buying a new home.

Is There A Retirement Crisis?


When people speak about the increasing age expectancies, they generally do so with positive connotation. This author agrees-there's nothing wrong with living longer, especially if we can sustain our quality of life at each period throughout our lifespan.

Do You Know What Tomorrow Will Bring?


I've been sharing the following idea with people for a few years now, and realized recently that I had never written specifically about it. So here it is:"I cannot predict the future.

Live Green; Save Green!


Have you seen the recent article on a new "green" residential high rise in Battery Park? It's called The Solaire. For a look at the hopeful future of architectural efficiency, check out the myriad of cost saving and environmentally-friendly features of the building:http://www.

Reduce College Debt with Scholarships


Six Scholarship judges were sitting around an oval table. Forms were piled into 50 boxes.

What Happens if You Die Without Making a Will


If you die without making a Will in the UK, the state will decide who gets what and how much, so those who you would want to benefit may get far less than you hoped.Your estate (your property and all belongings) are frozen and become subject to the law of intestacy.

Vesting and Your 401(k)


Do you have a 401(k) retirement account? Are you vested yet? Before you move on to your next job, it is critical for you to find out if you are fully vested in your retirement account before you make the move. If you are not, you could lose hundreds if not thousands of dollars in employer contributions.

Should You Borrow From Your 401(k) Account?


If you have a 401(k) account, it can be very tempting to borrow from your account especially when your balance is very high and a loan could easily pay off existing debt, fund a home purchase, or pay for college tuition. Before you make the decision to borrow money, there are several things you must keep in mind to avoid risking your funds.

If I Had a Structured Settlement, I Would Use It to Pay for Gas


Has anyone been to the gas pumps lately? Soon $3 a gallon will be the asking price and we'll either have to become cyclists or create some additional income. I plan to do both of course because you can balance thrift and greed pretty well as you ride your bike to work.

Why We Are Never Satisfied with What We Have


I have to admit, I do it too. I complain.

Ways to Save Energy and Slash Electricity Bills


1. Lighting & Light Bulbs Install low energy light bulbs in rooms you use regularly - they last up to 15 times longer than a normal light bulb and provide the same lighting for a quarter of the running cost.

Save Your Money, Dont Give to Charity Scammers


**If it's Spam, it's a Scam!- If it sounds too good, if it shows up in your bulk folder or your spam folder - don't touch it, just delete it**Check out the charity- You can find some charity info at the BBB site www.give.

Help With My Annuity


The cries are heard from the distance, "I need help with my annuities." Nothing has changed.

Personal Finance - Have Consumers Had a Belly Full of Personal Debt?


For months, we were trigger-swipe happy, putting our groceries, clothes, holidays and service charges on our credit cards. We wanted mortgages, we took out loans, we watched Property Ladder and What Not To Wear.

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MORE RESOURCES:

Personal finance chat with Cheryl Costa
Boston Globe, United States - 16 hours ago
Investment adviser Cheryl Costa of Family Financial Architects in Natick answered readers' personal finance questions. Here's a transcript of the discussion ...


Six Awful Truths About Personal Finance
TheStreet.com - 20 hours ago
With the weakening economy, people find they need to pay closer attention to their personal finances. As they begin to tackle their finances to get them in ...


Personal finance literacy declines: Abbey
FT Adviser, UK - 1 hour ago
Financial literacy amongst British adults has declined over the last year despite the credit crunch having an increasing impact on personal finance issues, ...
UK personal finance literacy worsens ifaonline.co.uk
Financial Literacy 'Has Declined', Survey Finds Money UK
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The Consumerist

6 Unpleasant Truths About Personal Finance
The Consumerist, NY - 18 hours ago
Jeffrey Strain, the man behind SavingAdvice.com, has put together a list of six "awful truths" about personal finance for TheStreet.com. ...


Personal finance strategies: The need for South African expats to ...
Jerusalem Post, Israel - Aug 18, 2008
By PHILIP BRAUDE The South African Jewish community is once again on the move, and many of its members are making Israel their destination. ...


Mutual Funds & Personal Finance
Investor's Business Daily (subscription) - Aug 18, 2008
BY BILLY FISHER Earnings are important for the $511 million fund. How they are achieved also matters to manager David Cook. "We are looking for businesses ...


Personal finance for dummies (only)
FT Alphaville, UK - Aug 18, 2008
Despite our repeated protestations that we don’t cover personal finance here on FT Alphaville, certain felt collars persist in sending us press releases on ...


Personal Finance Software Suffering From Deflation
InformationWeek, NY - Aug 14, 2008
Microsoft's announcement that their Money product will no longer be sold at retail marks another step in the decline and fall of PC-based personal finance ...


Personal Finance: Will may not be way for widow
Sacramento Bee,  USA - Aug 17, 2008
Have a personal finance question? The Bee's Claudia Buck can help find you answers. She can be reached at (916) 321-1968 or via The Sacramento Bee; ...


More Personal Finance Daily stories
MarketWatch - Aug 14, 2008
In good humor, do any of you remember the "VOTE OR DIE" campaign that MTV did in 2004? They had all these stars preaching about voting (none of them did), ...

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